51
Towns covered
Locations
Stabilisation finance in Greater London
Finance to carry newly built, refurbished and recently let property from completion through lease-up to stabilised income across 51 towns in Greater London.
92,617
Transactions, last 12 months
£62.8bn
UK investment volume (CBRE)
682
Live commercial schemes
We arrange stabilisation finance across Greater London: stabilisation bridges, development exit and lease-up finance, bridge-to-term refinance and cash-out facilities for property moving from practical completion through lease-up to stabilised income. We work with developers, investors and operators, matching each asset and its income plan to the lenders that fund the stabilisation window.
Greater London sits in the London market. The largest and highest-value UK market and the deepest pool of domestic and overseas capital, spanning offices, build-to-rent, hotels and logistics. Choose a town below for its local sold-price market and exit picture, or talk to us about an asset anywhere in the county.
Finance
The finance we arrange in Greater London
The structures we use across the stabilisation window, alone or together.
Stabilisation bridge finance
The short-dated debt that carries a newly built or recently completed property from practical completion, through lease-up and the income ramp, to the stabilised income a long-term lender wants. We arrange and place stabilisation finance with the lenders that fund the gap between a finished building and a fully let one.
Development exit finance
The facility that repays a development loan at practical completion, lowers the cost of capital and gives a finished scheme time to let or sell. Development exit finance replaces construction-priced debt with cheaper money once the build risk is gone, and removes the pressure of a maturing development loan while the units are marketed or stabilised.
Bridge-to-term finance
The structure that carries an asset from where it is now to the point a term lender will refinance it on stabilised income. A bridge-to-term facility is short-dated debt with the long-term exit lined up from the outset, so the bridge and the term loan are arranged as one plan rather than two disconnected deals.
Lease-up finance
The facility that funds a completed scheme through its lease-up period, from low day-one occupancy to the stabilised income a long-term lender wants. Lease-up finance is sized on the income ramp rather than today's part-let position, so a newly opened asset is not starved of debt while it fills.
Cash-out refinance
The refinance that releases equity once an asset stabilises and revalues upward. A cash-out refinance replaces the existing facility with a larger term loan sized on the asset's stabilised income and higher value, returning the uplift in equity to the owner as cash to redeploy.
Senior investment term loans
The long-term take-out on a stabilised, income-producing commercial property: the senior term loan or commercial investment mortgage that holds the asset once it is let and trading. Sized on the rental income it produces and the interest cover that income provides, it is the cheapest, longest money in the stabilisation lifecycle.
Mezzanine and preferred equity
The layer that sits behind senior debt and in front of the developer's own equity, bridging the gap between what the senior lender will advance and the total cost of a scheme. Mezzanine finance and preferred equity lift total leverage and reduce the cash a developer has to commit, in exchange for a higher return to the mezzanine provider.
Refurbishment-to-stabilisation finance
The structure that funds a heavy refurbishment or repositioning and then carries the finished asset through lease-up to stabilised income. Refurbishment-to-stabilisation finance covers the works in stages, then the income ramp, so a tired or empty building is taken from acquisition through repositioning to a stabilised, financeable asset on a single coordinated plan.
Market depth
The most active markets in Greater London
Around 92,617 property transactions changed hands across these towns over the last twelve months. The deepest, most liquid markets, the ones that give a stabilisation exit the most support, first.
By town
Stabilisation finance by town in Greater London
Each town has its local sold-price market and exit picture.
BatterseaWandsworthBromleyCroydonHighgateBarnetBrixtonClaphamVauxhallHaveringLewishamBermondseySouthwarkEalingLeytonstoneWalthamstowEnfieldBexleyHillingdonCanary WharfTower HamletsWhitechapelWoolwichRedbridgeRichmondTottenhamSuttonWembleyMertonWimbledonHackneyShoreditchMaryleboneMayfairWestminsterHounslowStratfordFulhamHammersmithKingstonIslingtonHarrowCamdenHampsteadKentish TownChelseaKensingtonNotting HillBarkingIlfordCity of London
Asset classes
The asset classes we stabilise across Greater London
Every asset class leases up and stabilises differently. We know which lenders fund each one through the income ramp.
Stabilising an asset in Greater London?
Send us the scheme, the income plan and the exit and we will come back with a view on fundability and likely terms.